:root{--navy:#0f2742;--blue:#1f5d87;--sky:#eaf3f8;--teal:#2a7a74;--ink:#17212b;--muted:#5e6b77;--line:#dce5eb;--paper:#fff;--soft:#f6f9fb;--accent:#e9b44c;--radius:18px;--shadow:0 14px 40px rgba(15,39,66,.09)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;display:block}.container{width:min(1120px,calc(100% - 36px));margin:auto}.topbar{background:var(--navy);color:#dfeaf2;font-size:.86rem}.topbar .container{display:flex;justify-content:space-between;gap:18px;padding:8px 0}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;color:var(--navy);font-weight:850;letter-spacing:-.02em;font-size:1.15rem}.brand:hover{text-decoration:none}.brandmark{width:42px;height:42px;border-radius:12px;background:linear-gradient(145deg,var(--navy),var(--teal));display:grid;place-items:center;color:#fff;font-weight:900;box-shadow:0 8px 20px rgba(15,39,66,.18)}.navlinks{display:flex;gap:20px;align-items:center}.navlinks a{color:#273746;font-weight:650;font-size:.95rem}.nav-toggle{display:none;border:0;background:var(--soft);padding:10px 12px;border-radius:10px;font-size:1.15rem}.hero{background:linear-gradient(115deg,#f7fbfd 0%,#eef6f9 57%,#e4f2ef 100%);padding:72px 0 58px}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:54px}.eyebrow{display:inline-flex;gap:8px;align-items:center;background:#fff;border:1px solid #dbe8ec;color:var(--teal);padding:7px 11px;border-radius:999px;font-size:.82rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase}.hero h1{font-size:clamp(2.4rem,5vw,4.5rem);line-height:1.04;letter-spacing:-.045em;margin:18px 0 20px;color:var(--navy)}.hero p{font-size:1.15rem;color:#4f6170;max-width:650px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:12px;padding:13px 18px;font-weight:800;border:1px solid transparent}.btn:hover{text-decoration:none;transform:translateY(-1px)}.btn-primary{background:var(--navy);color:#fff}.btn-secondary{background:#fff;color:var(--navy);border-color:var(--line)}.hero-media{position:relative}.hero-media img{width:100%;height:460px;object-fit:cover;border-radius:26px;box-shadow:var(--shadow)}.trust-card{position:absolute;left:-28px;bottom:24px;background:#fff;padding:18px 20px;border-radius:16px;box-shadow:var(--shadow);width:min(270px,82%)}.trust-card strong{display:block;color:var(--navy);font-size:1rem}.trust-card span{font-size:.88rem;color:var(--muted)}.section{padding:74px 0}.section.soft{background:var(--soft)}.section-head{display:flex;justify-content:space-between;gap:28px;align-items:end;margin-bottom:28px}.section-head h2{font-size:clamp(1.8rem,3vw,2.65rem);line-height:1.15;letter-spacing:-.03em;margin:0;color:var(--navy)}.section-head p{max-width:620px;color:var(--muted);margin:0}.category-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.category{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;min-height:180px}.category .icon{width:44px;height:44px;border-radius:12px;background:var(--sky);display:grid;place-items:center;font-size:1.25rem;margin-bottom:14px}.category h3{margin:0 0 6px;color:var(--navy)}.category p{color:var(--muted);font-size:.93rem;margin:0}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:0 8px 24px rgba(15,39,66,.05)}.card img{width:100%;height:190px;object-fit:cover}.card-body{padding:21px}.kicker{font-size:.78rem;font-weight:850;color:var(--teal);text-transform:uppercase;letter-spacing:.06em}.card h3{font-size:1.16rem;line-height:1.35;margin:7px 0 8px;color:var(--navy)}.card p{color:var(--muted);font-size:.92rem;margin:0 0 14px}.readmore{font-weight:800;font-size:.93rem}.feature{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}.feature img{height:420px;width:100%;object-fit:cover;border-radius:22px}.checklist{display:grid;gap:12px;margin-top:24px}.check{display:flex;gap:12px;align-items:flex-start}.check b{width:26px;height:26px;border-radius:50%;display:grid;place-items:center;background:#e5f3ef;color:var(--teal);flex:0 0 26px}.newsletter{background:var(--navy);color:#fff;border-radius:24px;padding:38px;display:grid;grid-template-columns:1.1fr .9fr;gap:32px;align-items:center}.newsletter h2{margin:0 0 8px;font-size:2rem}.newsletter p{margin:0;color:#c9d8e4}.newsletter form{display:flex;gap:10px}.newsletter input{width:100%;border-radius:11px;border:1px solid #6e8191;padding:13px 14px;font:inherit}.newsletter button{border:0;background:#fff;color:var(--navy);border-radius:11px;padding:13px 17px;font-weight:850}.disclaimer{font-size:.82rem;color:#73818d;margin-top:14px}.site-footer{background:#0a1c2d;color:#c9d6df;padding:54px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:34px}.site-footer h4{color:#fff;margin:0 0 12px}.site-footer a{color:#c9d6df}.site-footer ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}.footer-bottom{border-top:1px solid #294052;margin-top:34px;padding-top:20px;font-size:.82rem;color:#9fb0bc}.page-hero{padding:62px 0;background:linear-gradient(115deg,#f8fbfd,#edf5f8)}.page-hero h1{font-size:clamp(2.2rem,4vw,3.7rem);line-height:1.08;margin:0 0 12px;color:var(--navy);letter-spacing:-.04em}.page-hero p{max-width:760px;color:var(--muted);font-size:1.08rem}.content-wrap{display:grid;grid-template-columns:minmax(0,760px) 270px;gap:46px;align-items:start}.article-content h2{color:var(--navy);margin-top:34px;line-height:1.25}.article-content h3{color:#24435a;margin-top:26px}.article-content p,.article-content li{color:#40515e}.article-content ul,.article-content ol{padding-left:22px}.article-content .lead{font-size:1.14rem;color:#526674}.article-content img{border-radius:20px;margin:28px 0;width:100%;max-height:450px;object-fit:cover}.callout{background:#f0f7f8;border-left:4px solid var(--teal);padding:20px 22px;border-radius:0 14px 14px 0;margin:26px 0}.sidebar{position:sticky;top:100px}.side-card{border:1px solid var(--line);border-radius:16px;padding:20px;background:#fff;margin-bottom:16px}.side-card h3{margin:0 0 10px;color:var(--navy);font-size:1rem}.side-card ul{margin:0;padding-left:18px}.side-card li{margin:7px 0;font-size:.9rem}.legal{max-width:860px}.legal h2{color:var(--navy);margin-top:32px}.contact-grid{display:grid;grid-template-columns:1fr .9fr;gap:34px}.contact-card{border:1px solid var(--line);border-radius:18px;padding:26px;background:#fff}.form-grid{display:grid;gap:14px}.form-grid label{font-weight:700;font-size:.91rem}.form-grid input,.form-grid textarea,.form-grid select{width:100%;padding:12px 13px;border:1px solid #cad7df;border-radius:10px;font:inherit}.form-grid textarea{min-height:130px}.small{font-size:.85rem;color:var(--muted)}.breadcrumbs{font-size:.85rem;color:#71808b;margin-bottom:14px}.breadcrumbs a{color:#5b7183}.meta{display:flex;gap:12px;flex-wrap:wrap;color:#71808b;font-size:.84rem;margin-top:13px}.source-note{font-size:.79rem;color:#7b8892;margin-top:8px}
@media(max-width:900px){.navlinks{display:none;position:absolute;left:18px;right:18px;top:76px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.navlinks.open{display:flex}.nav-toggle{display:block}.hero-grid,.feature,.newsletter,.contact-grid{grid-template-columns:1fr}.hero{padding-top:48px}.hero-media img{height:360px}.trust-card{left:16px}.category-grid{grid-template-columns:repeat(2,1fr)}.article-grid{grid-template-columns:1fr 1fr}.content-wrap{grid-template-columns:1fr}.sidebar{position:static}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.topbar .container{display:block;text-align:center}.hero h1{font-size:2.55rem}.hero-media img{height:300px}.category-grid,.article-grid,.footer-grid{grid-template-columns:1fr}.section{padding:54px 0}.section-head{display:block}.section-head p{margin-top:10px}.newsletter{padding:28px 22px}.newsletter form{display:grid}.nav{min-height:64px}.brandmark{width:38px;height:38px}.brand{font-size:1rem}}